Terms of service

Effective Date: 1 January 2025

Welcome to St. John Mercantile. These Terms of Service govern your use of our website, products, and services. By accessing or using our site, you agree to comply with and be bound by these terms. Please read them carefully.


1. General Terms

1.1. By using our site, you confirm that you are at least 18 years old or have obtained parental consent.

1.2. We reserve the right to update, modify, or replace any part of these Terms of Service at any time. Changes will be effective immediately upon posting.

1.3. Your continued use of the site after any changes constitutes acceptance of those changes.


2. Products and Services

2.1. Product Availability: All products are subject to availability. We reserve the right to discontinue any product at any time.

2.2. Product Accuracy: We make every effort to display accurate information about our products, including historical designs. Variations in color and texture due to historical material quality are not considered defects.

2.3. Services Disclaimer: Services are provided on an "as-is" basis without guarantees of specific results.


3. Pricing and Payments

3.1. Prices are subject to change without prior notice.

3.2. Payments must be made in full at the time of purchase. We accept major credit cards and other payment methods specified at checkout.

3.3. We reserve the right to refuse or cancel any order at our discretion.


4. Shipping and Delivery

4.1. Delivery times are estimates and may vary due to unforeseen circumstances. We are not responsible for delays caused by third-party carriers.

4.2. International orders may be subject to customs fees or taxes, which are the buyer’s responsibility.


5. Returns and Refunds

Refer to our Return and Refund Policy for details on eligibility and procedures for returns, refunds, and exchanges.


6. Intellectual Property

6.1. All content on this site, including designs, logos, and text, is owned by St. John Mercantile or licensed for our use.

6.2. You may not reproduce, distribute, or modify any content without our written permission.


7. User Conduct

7.1. You agree not to use our site for any unlawful or abusive purposes.

7.2. Prohibited activities include but are not limited to:

  • Attempting to interfere with site functionality.

  • Engaging in fraudulent activities.

  • Uploading or transmitting viruses or malicious code.


8. Limitation of Liability

8.1. St. John Mercantile is not liable for any indirect, incidental, or consequential damages arising from the use of our site or products.

8.2. Our liability is limited to the amount paid for the product or service in question.


9. Governing Law

These terms are governed by the laws of the United States of America, without regard to its conflict of law principles.


10. Contact Us

For questions regarding these Terms of Service, please contact us at:

Email: stjohngenealogy@gmail.com

Thank you for choosing St. John Mercantile.